Whether your home is a seaside cottage or a penthouse condominium or somewhere in between, we can help protect it. Owning a home is still considered as part of the American dream, and is a major investment in your future. Your home contains your most valuable possessions and you want to be assured it is properly protected. Purchasing a homeowners or condominium unit policy is your answer. We have over 100 years of combined experience for the Florida insurance market and will place you with the proper coverage as well as the lowest price. People do not realize that the cost of home repair has gone up 58.6% from 1999-2008, and are not properly covered in the case of a loss. By offering 13 homeowners companies we are able to shop the market, finding the correct coverage to insure you are covered in the event of a loss and also find it at the right price. 

Florida is rated as the 2nd most expensive state in the United States to purchase insurance, wouldn't you like to make sure you getting the biggest savings? Our typical homeowners policy provides coverage for the following:

• Structures
• Detached Structures
• Personal items
• Loss of Use
• Fire, Lightning, Hurricane, Hail
• Theft
• Explosion
• Vandalism or malicious mischief
• Smoke
• Ordinance or law
• Liability
• Medical

Although a homeowners policy covers all of these items, it is limited in some areas and your current agency may not have you properly covered. If you have the following items, you may not have coverage with your homeowners policy and will need to purchase an inland marine policy:

• Jewelry
• Watches
• Furs
• Firearms
• Silverware
• Gold ware
• Fine arts
• Antiques
• High value items

A homeowners policy does not have coverage for Flood, which is defined as a temporary submersion, partial or complete, of ordinarily dry land by water or mud. Floods are typically caused by an overflow of waters, whether inland, tidal or from any accumulated runoff from any source. Flood is excluded under a typical homeowner insurance policy. According to FEMA, about 25% of all flood claims come from low-to-moderate risk areas.

Holehouse Insurance offers insurance coverage throughout the state of Florida at the lowest rates. Please fill out our request a quote sheet and we will respond to you within 2 business days with a quote.