Hagerty Coverage
HAGARTY CLASSIC CARS & BOATS:Collectors ourselves, we know first-hand what car enthusiasts need and want in an insurance policy, including:
- • Low Premiums
- • Agreed Value Coverage
- • Deductible options starting at $0
- One-Time Liability Fee *
- Flexible Usage
- Repair Shop of Choice
- In-House Claims Specialists
- Agents Who Know Collector Cars
- Instant New Purchase Coverage *
- Roadside Assistance
- Convenient, Full-Service Website
- Additional Coverage for Automobila, Automotive Tools and Spare Parts
- Each of our policy features is based on our own personal experiences as collectors and on feedback we've gotten from you - our fellow collectors - at hundreds of car show and events all across the country.
- Our rates are drastically lower than standard. For example: The standard rate on a '65 Mustang could hit $800/year. Hagerty's average premium on the same car? Just $110.
- Agreed Value Coverage.
- In case of a total loss, you will receive the full amount for which you have insured your vehicle.
- No Deductible.
- Our base program has no deductible requirement. However, you have the freedom to select optional deductibles to lower your premium.
- Single Liability Charge.
- No matter how many vehicles you have on your policy, you only pay a single liability charge.
- Flexible Usage.
- Drivers can enjoy their classics with comfortable limits. Our policy allows for an occasional leisure drive, not just to parades or car events.
- In-House Claims Department.
- We want your claim handled by a collector insurance expert, so most claims are managed at Hagerty. We're here for you, even seven days a week during the busiest hobby months, April-October.
- Repair Shop of Choice.
- Your choice, not ours. Take your collector cars to your favorite repair shop.
- Restoration Coverage.
- You can protect your classic and its increasing value during an active restoration project.
- Instant New Purchase Coverage.
- Unplanned purchases up to $50,000 receive immediate coverage on an existing Hagerty policy.
- Business-Use Endorsement.
- Collectors may use their cars for specific business or commercial uses for specified time frames.
- Auto Show Medical Reimbursement.
- Clients or family members injured during an auto show or similar car-related function will receive pre-determined medical coverage.
- Overseas Shipping/Foreign Touring Coverage.
- Hagerty can provide special coverage of your vehicle(s) during overseas transit including cargo shipping, foreign liability and property damage. We also can coordinate coverage during your stay.
- Club Liability Program.
