ASI functions as an insurance “group” with several separately incorporated companies under a common umbrella. The bulk of operations are conducted by three insurance carriers and two managing general agencies. American Strategic Insurance, Corp. (ASIC) was the first of these companies, having been established in 1997. ASIC is an insurance carrier that writes Homeowners insurance, Dwelling Fire insurance, Personal Umbrella policies, Independent Contractors’ General Liability coverage, and condominium and apartment master Commercial Package policies in Florida.